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The First National Bank of Sparta
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Personal Checking

Choose from a variety of checking accounts tailored to meet your needs.   All of our personal accounts offer FREE debit cards, FREE online banking, FREE mobile banking and FREE e-Statements.  For more information contact our New Account Representative. 
 
HOMETOWN PLUS CHECKING  
  • $6.00 Monthly  Maintenance Fee ($3.00 if 55 or older)
  • Free Club Checks
  • Free Money Orders & Cashier's Checks 
  • Discounted Safe Deposit Box Rental 
 HOMETOWN CHECKING  
  • $100 Minimum Balance Requirement
  • $8.00 Monthly Maintenance Fee (if balance falls below Minimum Balance Requirement)
  • First Order of Personalized Checks are Free 
DIRECT DEPOSIT CHECKING
  • No monthly Maintenance Fee 
  • Must have recurring direct deposits
  • First Order of Personalized Checks are Free 
VIS SENIOR CHECKING 
  • $3000 Minimum Balance Requirement (Total Deposit Relationship at the Bank) 
  • No Monthly Maintenance Fee
  • Must be 55 or better
  • Free Club Checks
  • Free Money Orders & Cashier's Checks
  • Discounted Safe Deposit Box Rental
  • May be an Interest Bearing Account
SENIOR CHECKING 
  • No Monthly Maintenance Fee
  • Age 55 or better
  • First Order of Personalized Checks are Free
STUDENT CHECKING
  • No Monthly Maintenance Fee
  • No Minimum Balance 
  • Must be full time student & under 25
  • First Box of Personalized Checks are Free
 REGULAR CHECKING 
  • Tiered Account - See table below
  • First Order of Personalized Checks are Free
Service Charge Balance 
Charge $5.00 less than $100 
Charge $4.00 $100.01 - $200
Charge $3.00 $200.01 - $300
Charge $2.00 $300.01 - $400
No Charge
$400.01 and up
NOW CHECKING
  • Interest Bearing Account
  • $750 Minimum Balance
  • Unlimited deposits/withdrawals
SUPER NOW CHECKING 
  • Interest Bearing Account
  • $1000 Minimum Balance
  • Unlimited deposits/withdrawals