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The First National Bank of Sparta
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Consumer Loans

We offer a variety of loan products with competitive rates, terms and a fast approval process. Our experienced loan officers are here to help meet the lending needs for our community. 

  • Personal
  • Automotive New & Used
  • Recreational 
  • Agricultural
  • Home Equity 

Our Loan Officers

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NMLS #539214
NMLS #1869390

Call or email for an appointment today!

Benefits of Working With Us

Pre-approval Fast approval Competitive rates & terms
Get pre-approved before negotiating with the dealer so you can get the lowest price.
All our decisions are made by local  people right here in Sparta, Illinois. 
We offer competitive loan rates and flexible repayment terms. 
No prepayment penalty Automatic payments
 Online balances
Pay off your loan early, and we’ll be happy to accept your payment with no prepayment penalty. 
You’ll never have to write a check or worry about it getting to the bank by the due date.  
Managing your loan is so easy. View payments, history and your current balance online whenever and where ever you want.