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The First National Bank of Sparta
Man depositing a check with his smartphone.

Consumer Loans

We offer a variety of loan products with competitive rates, terms and a fast approval process. Our experienced loan officers are here to help meet the lending needs for our community. 

  • Personal
  • Automotive New & Used
  • Recreational 
  • Agricultural
  • Home Equity 


Our Loan Officers

Head Shot of Josh Brown
Dennis Hanna, SVP
Joshua Brown, VP
NMLS # 539214 
NMLS #423584

Call or email for an appointment today!

Benefits of working with us!

Pre-approval Fast approval Competitive rates & terms
Get pre-approved before negotiating with the dealer so you can get the lowest price.
All our decisions are made by local  people right here in Sparta, Illinois. 
We offer competitive loan rates and flexible repayment terms. 
No prepayment penalty Automatic payments
 Online balances
Pay off your loan early, and we’ll be happy to accept your payment with no prepayment penalty. 
You’ll never have to write a check or worry about it getting to the bank by the due date.  
Managing your loan is so easy. View payments, history and your current balance online whenever and where ever you want.