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The First National Bank of Sparta

First National Bank Blue Checking Benefits

Our Blue Checking accounts include the following benefits at no additional cost:


  • Identify theft monitoring and resolution service for you,  your joint account owners and  your family1
  • Includes Credit File Monitoring2, Credit Report, Identity Theft Expense Reimbursement Coverage3 and Resolution Service

Debit Advantage®

  • Buyers Protection3 covers items for 90 days from the date of purchase against accidental breakage, fire or theft.  
  • Extended Warranty3 extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years. 
  • Items(s) must be purchased entirely with eligible account

 Accidental Death & Dismemberment Insurance3

  • Up to $10,000 AD&D coverage
  • Coverage divides equally among joint account owners 
  • Coverage reduces by 50% at age 70 

*Family Blue Checking 

  • Up to $20,000 AD&D coverage
  • Up to $10,000 Dependent Spouse Coverage
  • Up to $1,500 coverage for each Dependent Child 
  • Coverage divides equally among joint account owners 
  • Coverage reduces by 50% at age 70  

Cellular Telephone Protection3

  • Cellular phone bill must be paid through your Blue or Family Blue checking account
  • Covers up to four phones listed on the cellular phone bill
  • Covers damage or theft
  • Up to two claims per year 
  • Up to $400 per claim
  • $50 deductible per claim 

Travel and Leisure Discounts 

  • Redeem and print coupons online
  • Access discounts from your mobile device
  • Local and national discounts such as hotels, restaurants, rental cars,museums, florists, sporting events, dry cleaners and more
    {Available online only} 

 $hopping Rewards™

  • Access to exclusive offers and discounts at thousands of leading online retailers
  • Shop online using our customized shopping portal and receive cash back
  • Cash back will be help in your $hopping Rewards account to use towards future purchases - or conveniently sent to you as a check            
  {Registration/activation required.  Available online only.} 

Health Discount Savings

  • Prescriptions
  • Vision - exams, glasses, contact lenses, corrective surgeries
  • Dental
  • 24-Hour Nurse Helpline
    This is NOT insurance,  {Registration/activation required.} 
Note:  The 24-Hour Nurse Helpline is provided for health information only.  It is not a substitute for regular physical examinations or medical treatment visits and is not meant to replace the customary physician-patient relationship.  Callers are encouraged to consult with their physician about any health conditions or concerns. 

1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits.  Some Benefits require authentication, registration and/or activation.  Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trust, organizations and/or churches and their members, or schools and their employees/student.  Family includes:  Spouse, persons qualifying as domestic partner, and children under 25 years of age and parents(s) of the account holder who are residents of the same household.
2Credit file monitoring may take several days to begin following activation.

3Special Program Notes:  The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described.  Please refer to actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank Affiliate.