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The First National Bank of Sparta

Senior Checking Account

  • For those 55 or better
  • No Minimum Balance Required 
  • Complimentary Personalized Checks 
  • Complimentary Cashier's Checks and Money Orders (Limit 3 per month) 
  • Discount on Safe Deposit Box
  • Up to $5,000 Accidental Death & Dismemberment Insurance2 
  • Debit & Credit Card Registration (registration/activation required) 
  • Travel & Leisure Discounts (available online only)
  • No Monthly Fee 


1 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank Affiliate.